# Co-Ownership Property

> Independent marketplace for deeded fractional co-ownership of luxury second homes across Europe, the USA, and Mexico. Aggregates 350+ live properties from multiple operators, sold as 1/8 shares (~45 days/year of usage) held in property-specific LLCs. Founded by David Olsson (20+ years selling premium Alpine real estate). Editorial coverage spans tax, legal structure, exit strategy, destination buyer's guides, and cross-border ownership for non-residents.

## How co-ownership works
- [/how-it-works/](https://co-ownership-property.com/how-it-works/): Plain-English explainer of the LLC structure, 1/8 share, ~45-day calendar, fair-rotation scheduling, and the supported resale process
- [/buying-a-co-ownership-property-faqs/](https://co-ownership-property.com/buying-a-co-ownership-property-faqs/): 19 buyer FAQs — legal structure, costs, mortgages, cooling-off, completion timeline
- [/staying-in-my-co-ownership-property-faqs/](https://co-ownership-property.com/staying-in-my-co-ownership-property-faqs/): 15 owner FAQs — scheduling, usage, rental, guests, maintenance
- [/about-us/](https://co-ownership-property.com/about-us/): Origin story; David and Dylan Olsson; testimonials from real owners
- [/viewings/](https://co-ownership-property.com/viewings/): Calendar of upcoming private viewings (on-site or live via video) of co-ownership homes across France — Côte d'Azur and the French Alps

## Country pillar pages (long-form destination buyer's guides, 5,000–13,000 words each)
- [/spain-fractional-ownership-properties/](https://co-ownership-property.com/spain-fractional-ownership-properties/): Spain — IFI wealth tax, SCI/SL structure, NIE, regional breakdown
- [/france-fractional-ownership-properties/](https://co-ownership-property.com/france-fractional-ownership-properties/): France — SCI structure, notaire fees, Brexit 90/180, taxe foncière
- [/italy-fractional-ownership-properties/](https://co-ownership-property.com/italy-fractional-ownership-properties/): Italy — IMU, flat-tax regime for non-residents, succession
- [/portugal-fractional-ownership-properties/](https://co-ownership-property.com/portugal-fractional-ownership-properties/): Portugal — Algarve, Lisbon, Comporta; NHR regime
- [/usa-fractional-ownership-properties/](https://co-ownership-property.com/usa-fractional-ownership-properties/): USA — LLC tax filing, state-by-state notes
- [/mexico-fractional-ownership-properties/](https://co-ownership-property.com/mexico-fractional-ownership-properties/): Mexico — fideicomiso structure for foreign owners
- [/germany-fractional-ownership-properties/](https://co-ownership-property.com/germany-fractional-ownership-properties/): Germany — DACH-region buyer's guide
- [/austria-fractional-ownership-properties/](https://co-ownership-property.com/austria-fractional-ownership-properties/): Austria — Alpine ski destinations
- [/croatia-fractional-ownership-properties/](https://co-ownership-property.com/croatia-fractional-ownership-properties/): Croatia — Dalmatian coast, Istria
- [/sweden-fractional-ownership-properties/](https://co-ownership-property.com/sweden-fractional-ownership-properties/): Sweden — Nordic luxury
- [/england-fractional-ownership-properties/](https://co-ownership-property.com/england-fractional-ownership-properties/): England — Cotswolds, London

## Region & city pages
- [/mallorca-fractional-ownership-properties/](https://co-ownership-property.com/mallorca-fractional-ownership-properties/): Mallorca — Balearic luxury, by far the largest single market
- [/ibiza-fractional-ownership-properties/](https://co-ownership-property.com/ibiza-fractional-ownership-properties/): Ibiza
- [/menorca-fractional-ownership-properties/](https://co-ownership-property.com/menorca-fractional-ownership-properties/): Menorca
- [/balearics-fractional-ownership-properties/](https://co-ownership-property.com/balearics-fractional-ownership-properties/): Balearics overview
- [/marbella-fractional-ownership-properties/](https://co-ownership-property.com/marbella-fractional-ownership-properties/): Marbella
- [/costa-del-sol-fractional-ownership-properties/](https://co-ownership-property.com/costa-del-sol-fractional-ownership-properties/): Costa del Sol
- [/costa-blanca-fractional-ownership-properties/](https://co-ownership-property.com/costa-blanca-fractional-ownership-properties/): Costa Blanca
- [/canary-islands-fractional-ownership-properties/](https://co-ownership-property.com/canary-islands-fractional-ownership-properties/): Canary Islands
- [/madrid-fractional-ownership-properties/](https://co-ownership-property.com/madrid-fractional-ownership-properties/): Madrid
- [/french-alps-fractional-ownership-properties/](https://co-ownership-property.com/french-alps-fractional-ownership-properties/): French Alps — ski chalets
- [/south-of-france-fractional-ownership-properties/](https://co-ownership-property.com/south-of-france-fractional-ownership-properties/): South of France
- [/paris-fractional-ownership-properties/](https://co-ownership-property.com/paris-fractional-ownership-properties/): Paris pied-à-terre
- [/italian-lakes-fractional-ownership-properties/](https://co-ownership-property.com/italian-lakes-fractional-ownership-properties/): Italian Lakes
- [/lake-como-fractional-ownership-properties/](https://co-ownership-property.com/lake-como-fractional-ownership-properties/): Lake Como
- [/sardinia-fractional-ownership-properties/](https://co-ownership-property.com/sardinia-fractional-ownership-properties/): Sardinia / Costa Smeralda
- [/liguria-fractional-ownership-properties/](https://co-ownership-property.com/liguria-fractional-ownership-properties/): Liguria
- [/california-fractional-ownership-properties/](https://co-ownership-property.com/california-fractional-ownership-properties/): California
- [/florida-fractional-ownership-properties/](https://co-ownership-property.com/florida-fractional-ownership-properties/): Florida
- [/colorado-fractional-ownership-properties/](https://co-ownership-property.com/colorado-fractional-ownership-properties/): Colorado — Aspen, Vail, Breckenridge
- [/lake-tahoe-fractional-ownership-properties/](https://co-ownership-property.com/lake-tahoe-fractional-ownership-properties/): Lake Tahoe
- [/aspen-fractional-ownership/](https://co-ownership-property.com/aspen-fractional-ownership/): Aspen
- [/park-city-fractional-ownership-2/](https://co-ownership-property.com/park-city-fractional-ownership-2/): Park City
- [/napa-sonoma-fractional-ownership-wine-country-estates/](https://co-ownership-property.com/napa-sonoma-fractional-ownership-wine-country-estates/): Napa / Sonoma
- [/cotswolds-fractional-ownership-properties/](https://co-ownership-property.com/cotswolds-fractional-ownership-properties/): Cotswolds
- [/london-fractional-ownership-properties/](https://co-ownership-property.com/london-fractional-ownership-properties/): London

## Tax, legal & ownership structure (editorial deep-dives)
- [/blog/cross-border-fractional-ownership-tax-legal-briefing-2026/](https://co-ownership-property.com/blog/cross-border-fractional-ownership-tax-legal-briefing-2026/): Cross-border tax & legal briefing for international buyers
- [/blog/the-llc-advantage-how-co-ownership-property-structures-are-built-for-tax-efficient-wealth-planning-in-2026/](https://co-ownership-property.com/blog/the-llc-advantage-how-co-ownership-property-structures-are-built-for-tax-efficient-wealth-planning-in-2026/): Why LLC structure underpins co-ownership
- [/blog/capital-gains-tax-on-fractional-property-a-complete-guide-for-co-owners-in-2026/](https://co-ownership-property.com/blog/capital-gains-tax-on-fractional-property-a-complete-guide-for-co-owners-in-2026/): Capital gains tax for co-owners
- [/blog/inheritance-estate-planning-for-fractional-property-owners-the-complete-2026-guide/](https://co-ownership-property.com/blog/inheritance-estate-planning-for-fractional-property-owners-the-complete-2026-guide/): Inheritance & estate planning
- [/blog/the-wealth-equation-how-fractional-ownership-turns-holiday-home-costs-into-a-tax-efficient-investment/](https://co-ownership-property.com/blog/the-wealth-equation-how-fractional-ownership-turns-holiday-home-costs-into-a-tax-efficient-investment/): Tax-efficient lifestyle ownership

## Buyer decision guides
- [/blog/how-to-choose-the-right-co-ownership-property-in-2026-the-complete-buyers-guide/](https://co-ownership-property.com/blog/how-to-choose-the-right-co-ownership-property-in-2026-the-complete-buyers-guide/): Complete buyer's guide
- [/blog/10-myths-about-fractional-property-ownership-that-are-holding-you-back-from-your-dream-holiday-home/](https://co-ownership-property.com/blog/10-myths-about-fractional-property-ownership-that-are-holding-you-back-from-your-dream-holiday-home/): 10 fractional ownership myths debunked
- [/blog/selling-co-ownership-share-exit-strategy-guide/](https://co-ownership-property.com/blog/selling-co-ownership-share-exit-strategy-guide/): Selling your share — the exit strategy guide
- [/blog/holiday-rentals-to-fractional-ownership-why-families-switching-2026/](https://co-ownership-property.com/blog/holiday-rentals-to-fractional-ownership-why-families-switching-2026/): Why families are switching from rentals
- [/blog/three-paths-luxury-fractional-ownership-success-stories/](https://co-ownership-property.com/blog/three-paths-luxury-fractional-ownership-success-stories/): Three real buyer journeys
- [/blog/beach-mountain-or-city-how-to-choose-the-right-co-ownership-property-for-your-lifestyle/](https://co-ownership-property.com/blog/beach-mountain-or-city-how-to-choose-the-right-co-ownership-property-for-your-lifestyle/): Beach vs mountain vs city
- [/blog/co-owning-ski-chalet-european-alps-smart-buyers-guide/](https://co-ownership-property.com/blog/co-owning-ski-chalet-european-alps-smart-buyers-guide/): Ski chalet co-ownership

## Market intelligence & data
- [/blog/co-ownership-owner-survey-2026-247-buyers-year-one/](https://co-ownership-property.com/blog/co-ownership-owner-survey-2026-247-buyers-year-one/): Survey of 247 owners — original COP research, year-one experience data
- [/blog/european-co-ownership-property-market-intelligence-q2-2026-outlook/](https://co-ownership-property.com/blog/european-co-ownership-property-market-intelligence-q2-2026-outlook/): Q2 2026 European market outlook
- [/blog/the-2026-luxury-second-home-market-data-every-smart-buyer-needs-to-know/](https://co-ownership-property.com/blog/the-2026-luxury-second-home-market-data-every-smart-buyer-needs-to-know/): 2026 luxury second-home market data
- [/blog/holiday-home-boom-fractional-ownership-smartest-property-investment-2026/](https://co-ownership-property.com/blog/holiday-home-boom-fractional-ownership-smartest-property-investment-2026/): The $87B holiday home boom
- [/blog/idle-asset-problem-fractional-ownership-investment-second-homes/](https://co-ownership-property.com/blog/idle-asset-problem-fractional-ownership-investment-second-homes/): The idle asset problem
- [/blog/the-great-wealth-transfer-how-a-new-generation-is-buying-luxury-second-homes-through-co-ownership/](https://co-ownership-property.com/blog/the-great-wealth-transfer-how-a-new-generation-is-buying-luxury-second-homes-through-co-ownership/): Generational wealth transfer & co-ownership
- [/blog/prime-real-estate-running-out-smart-buyers-co-ownership-2026/](https://co-ownership-property.com/blog/prime-real-estate-running-out-smart-buyers-co-ownership-2026/): Prime real estate scarcity

## Locale variants — all comparison, partner, and glossary content available in 4 languages

EN (default): /compare/, /partners/, /glossary/
ES: /es/comparativa/, /es/socios/, /es/glosario/
FR: /fr/comparaison/, /fr/partenaires/, /fr/glossaire/
DE: /de/vergleich/, /de/partner/, /de/glossar/

Every comparison and partner-profile page has hreflang reciprocal alternates across all four locales. Slugs are stable across locales (e.g. /compare/pacaso-vs-myne/ = /de/vergleich/pacaso-vs-myne/ = /es/comparativa/pacaso-vs-myne/ = /fr/comparaison/pacaso-vs-myne/). The glossary is a single page per locale at the URLs listed above.

## Reference (definitions + glossary)
- [/glossary/](https://co-ownership-property.com/glossary/): 50-entry working glossary of fractional co-ownership terms across legal structures (LLC, SCI, SL, Srl, GmbH & Co. KG, fideicomiso, indivision, property-specific entity), ownership terms (fractional ownership, co-ownership, deeded share, 1/8 share, ROFR, whole ownership, timeshare), costs & fees (service fee, cost pass-through, reserve fund, special assessment, notaire fees, stamp duty), tax (IFI, Patrimonio, IBI, IMU, taxe foncière, Sucesiones, capital gains, K-1, NHR regime, Beckham Law), operational mechanics (supported resale, cooling-off, holding period, liquidity window, rotation calendar, peak weeks, home swap, Lombard loan), residency (non-resident buyer, NIE, Schengen 90/180, golden visa, beneficial ownership), and property/transaction (escritura, conveyancing, concierge management, bel-étage, vacation rental). Each term is anchor-linked (e.g. /glossary/#ifi). Schema.org DefinedTermSet with 50 DefinedTerm entries.

## Operator + category comparisons (high-intent decision guides)
- [/compare/fractional-ownership-vs-timeshare/](https://co-ownership-property.com/compare/fractional-ownership-vs-timeshare/): 5,500-word neutral guide comparing fractional co-ownership with timeshare across legal structure, appreciation, exit, costs, scheduling, inheritance, and tax. 13-row comparison table + 12 FAQs. Disney Vacation Club exception explained; Marriott / Hilton / Westgate context; 20-year worked TCO.
- [/compare/fractional-ownership-vs-second-home/](https://co-ownership-property.com/compare/fractional-ownership-vs-second-home/): 5,000-word neutral guide addressing the strongest buyer objection ("why not just buy outright?"). 14-row comparison table + 12 FAQs. Worked examples on €3M Marbella villa and €5M Megève chalet over 10 years; multi-operator three-location strategy worked through; honest analysis of actual second-home usage (35 days/year typical vs 45-day fractional); opportunity-cost analysis; rental as a third-option comparison.
- [/compare/pacaso-vs-myne/](https://co-ownership-property.com/compare/pacaso-vs-myne/): 5,300-word operational head-to-head of Pacaso and MYNE Homes. 18-row table + 15 FAQs. Covers geographic centre of gravity, home-swap mechanics (Pacaso Swap + Infinity vs MYNE concierge exchange), rental policy, MYNE's 12-month satisfaction guarantee, fee models, US-buyer financing pathways, country-by-country availability in shared markets.
- [/compare/pacaso-vs-vivla/](https://co-ownership-property.com/compare/pacaso-vs-vivla/): 5,300-word operational comparison. 18-row table + 15 FAQs. Pacaso's US-anchored cross-border platform vs Vivla's Spain-deep specialist — exit liquidity (Vivla <4 weeks Spain avg vs Pacaso 99-day US avg), Andbank Lombard financing (Vivla) vs 70% LTV US-buyer mortgages (Pacaso), Keys exchange (Vivla) vs Swap Credits + Infinity (Pacaso), step-by-step resale workflows per operator, first-year owner experience, operator-failure scenarios.
- [/compare/myne-vs-vivla/](https://co-ownership-property.com/compare/myne-vs-vivla/): 5,300-word operational comparison of the two leading European fractional operators. 17-row table + 15 FAQs. Both Mediterranean-Spain-deep but with very different philosophies: MYNE broad across 9 European countries with €99/month flat fee; Vivla Spain-only with 1.5–2% percentage fee and Spanish-specialist concierge. Region-by-region Spanish overlap (Mallorca, Marbella, Costa del Sol, Madrid, Barcelona, Canaries), step-by-step resale workflows, first-year owner experience, satisfaction-guarantee vs three-liquidity-windows.

## Partner operator profiles (brand-search hubs)
- [/partners/pacaso/](https://co-ownership-property.com/partners/pacaso/): 4,100-word operational profile of Pacaso. US-anchored fractional operator founded 2020 in Napa, 190 properties across 6 countries. Covers founders (Austin Allison + Spencer Rascoff), the LLC structure, share sizes (1/8/1/4/1/2), the ~12% one-time service fee, the Pacaso Swap network + Pacaso Infinity tier, US-buyer financing (70% LTV), the 99-day resale average, Pacaso Collector loyalty. 15 FAQs.
- [/partners/myne/](https://co-ownership-property.com/partners/myne/): 3,700-word operational profile of MYNE Homes. Berlin-headquartered, 99 properties across 9 European countries. The German GmbH & Co. KG structure built with KPMG/Dentons/Cuatrecasas, the unique 12-month satisfaction guarantee, the €99/month flat service fee, concierge-mediated exchange, Nordea financing partnership. 14 FAQs.
- [/partners/vivla/](https://co-ownership-property.com/partners/vivla/): 3,400-word operational profile of Vivla. Barcelona-headquartered Spain-only operator, 34 properties. The Spanish SL structure, 1.5–2% annual fee model, three liquidity windows (12mo/open/10yr), the Vivla Keys exchange system, Andbank Lombard financing (Andbank holds 3% equity in Vivla). Published <4-week resale + 11% portfolio appreciation in 2025. 14 FAQs.
- [/partners/andhamlet/](https://co-ownership-property.com/partners/andhamlet/): 2,200-word profile of &Hamlet. Norwegian-backed (Askeladden & Co) premium European operator, 12 properties across Spain/France/Italy. Transparent €99/month + cost-passthrough fee model, €700k property minimum, Nordea financing, owner-occupancy only (no rentals). 12 FAQs.
- [/partners/abitaro/](https://co-ownership-property.com/partners/abitaro/): 2,400-word profile of Abitaro. Newer smaller US-focused operator, 3 Miami-area properties. Markets a 10% targeted return claim, runs a managed rental program. Among the newest and smallest of the operators on the COP marketplace with minimal published operational documentation — higher direct due diligence required. 10 FAQs.

## Inventory & utility
- [/our-homes/](https://co-ownership-property.com/our-homes/): All 350+ listings — filterable inventory across countries, partners, share size, price
- [/all-our-blog/](https://co-ownership-property.com/all-our-blog/): Complete blog archive (113+ posts)
- [/sitemap.xml](https://co-ownership-property.com/sitemap.xml): Full sitemap (2,068 URLs, hreflang reciprocal across en/es/fr/de)

## Public JSON feeds for AI ingestion
- [/api/properties.json](https://co-ownership-property.com/api/properties.json): Full inventory as Schema.org DataFeed — every live property with URL, location, beds, baths, size, price, geo coords, images, country pillar link. Refresh hourly via edge cache. CORS-open.
- [/api/destinations.json](https://co-ownership-property.com/api/destinations.json): All destination buyer's guides — URL, country, tier (pillar/region), summary, locale variants (de/es/fr), property counts. CORS-open.

## Optional
- [/contact/](https://co-ownership-property.com/contact/): Contact details, WhatsApp, email
- [/privacy-policy/](https://co-ownership-property.com/privacy-policy/): Privacy policy
- [/terms-and-conditions/](https://co-ownership-property.com/terms-and-conditions/): Terms & conditions