Co-Ownership Explained
How It Works
Own a share of a luxury holiday home. Use it for weeks each year. Split every cost. Keep every memory.
The Smart Way to Own
Own a Home Worth 8 Times Your Budget
A luxury holiday home that would cost you millions to buy alone becomes yours for a fraction — with all the same rights, deeds, and appreciation.
With co-ownership, you purchase a genuine, deeded freehold share — typically 1/8 — in a premium property. It's registered in your name through a property-specific LLC. You use the home for around 45 days a year, and every cost is shared proportionally among co-owners.
This isn't timeshare. There are no points, no clubs, no catch. It's real property ownership — the kind you can resell, pass to your children, and watch appreciate in value.
A Trusted Tradition
This Isn't New
Families have shared holiday homes for centuries. Grandparents passing a villa down to three children. Cousins inheriting a farmhouse in Tuscany. Friends going in together on a chalet in the Alps. Co-ownership is one of the oldest and most natural forms of property holding in Europe.
Your grandparents did this. They just didn't have an LLC for it.
In France, joint property ownership — known as "indivision" — is one of the most common ways families hold property. Across Italy, Spain, and Austria, shared ownership of inherited homes has been the norm for generations. What's changed isn't the concept — it's the infrastructure.
Today, each property is held in its own LLC with a formal co-ownership agreement, professional management, and fair scheduling. You never need to coordinate with other co-owners directly. Everything is handled for you. No awkward conversations, no disputes, no friction.
What You Get
More Than Just a Holiday Home
Every property comes with professional management, legal protection, and flexibility built in.
Real Property Ownership
A deeded freehold share registered in your name through a property-specific LLC. Not a contract — a genuine asset you own.
Capital Appreciation
Your share appreciates in value just like any property investment. Premium locations in Europe and the USA tend to grow consistently over time.
Rental Income
Not using your allocated weeks? Many of our properties allow you to rent out your unused time and earn income while you're away.
Home Swapping
Most properties in our portfolio offer a home exchange system. Fancy a different destination this year? Swap your stay with another co-owner.
Fair Scheduling
A rotating calendar ensures every co-owner gets peak and off-peak dates. Summer, Christmas, Easter — everyone takes turns fairly.
Fully Managed
Professional property management handles maintenance, repairs, cleaning, and local taxes. You show up, enjoy, and leave — everything else is taken care of.
Know the Difference
Co-Ownership vs. the Alternatives
Not all second-home options are equal. Here's how co-ownership compares.
| Co-Ownership | Sole Ownership | Timeshare | Holiday Rentals | |
|---|---|---|---|---|
| Real property deed | ✓ Yes — LLC share | ✓ Yes | ✗ No — usage contract | ✗ No |
| Capital appreciation | ✓ Full benefit | ✓ Full benefit | ✗ Typically depreciates | ✗ None |
| Upfront cost | ✓ 1/8 of full price | ✗ 100% of full price | ~ Varies widely | ✓ None |
| Running costs | ✓ Split 1/8 | ✗ 100% on you | ✗ Annual fees regardless | ~ Per-stay pricing |
| Resell freely | ✓ Open market | ✓ Open market | ✗ Extremely difficult | N/A |
| Pass to children | ✓ Yes | ✓ Yes | ✗ Usually non-transferable | N/A |
| Rental income | ✓ On most properties | ✓ Yes | ✗ Rarely | N/A |
| Professional management | ✓ Included | ✗ You arrange it | ~ Resort-managed | N/A |
| Guaranteed availability | ✓ ~45 days / year | ✓ 365 days | ~ Often restricted | ✗ Subject to booking |
Ready to find your second home?
The Process
Four Steps to Your Second Home
Each property is held in its own LLC. You buy shares in that LLC — giving you genuine, registered ownership with full legal protection.
Browse & Choose
Explore 360+ curated luxury properties. Filter by destination, lifestyle, budget, and share size.
We Handle the Legal
Independent solicitors handle all conveyancing. A co-ownership agreement is drawn up covering schedules, costs, resale rights, and your protection.
Purchase Your Share
Sign the deed, register your share in the property LLC, and receive your ownership certificate. Most homes are move-in ready.
Enjoy & Earn
Start using your home immediately. A fair rotation calendar ensures everyone gets peak dates. Rent out unused weeks for income.
Common Questions
Frequently Asked Questions
What is fractional co-ownership?
Fractional co-ownership is the purchase of a deeded freehold share in a property — typically 1/8 or 1/4. You own your share outright, registered through a property-specific LLC. You can use the property for your allocated time each year (usually 45–90 days), resell your share on the open market, or pass it to your children. It's genuine property ownership — not a rental scheme, club membership, or timeshare.
How is it different from timeshare?
Fundamentally different. Co-ownership gives you a registered deed — real property that appreciates in value. Timeshare is a usage contract that typically depreciates. You can resell a co-ownership share on the open market; timeshare resales are notoriously difficult. Co-ownership costs are proportional and transparent; timeshare fees continue regardless of whether you use the property.
What is the LLC structure?
Each property is held in its own dedicated LLC (Limited Liability Company). When you buy a share, you purchase membership units in that LLC — giving you legal ownership of the property proportional to your share size. This structure provides liability protection, simplifies resale, and ensures clean legal separation between co-owners.
How much time can I use the property each year?
Usage depends on your share size. A 1/8 share gives you approximately 45 days per year (6 weeks). A 1/4 share provides about 90 days (roughly 3 months). A fair rotation calendar ensures equal distribution of peak and off-peak dates across all co-owners — everyone gets summer weeks, Christmas, and Easter over time.
Can I sell my share?
Yes. You own a deeded share, so you can resell it on the open market at any time — subject to a right-of-first-refusal clause for your co-owners. Resale is straightforward and shares in premium locations tend to appreciate in value over time.
Can I earn rental income from my share?
On many of our properties, yes. If you're not using your allocated weeks, you can rent them out and earn income. The property management team can handle the rental process on your behalf. Availability varies by property — ask us for details on specific listings.
What about home swapping?
Most properties in our portfolio offer a home exchange system. If you'd like to spend your allocated time at a different destination, you can arrange a swap with a co-owner at another property. It's a great way to explore different locations without additional cost.
What costs are shared among owners?
All running costs are divided proportionally: property taxes, insurance, utilities, maintenance, repairs, cleaning, and professional property management. A co-ownership agreement specifies exactly how costs are handled. Many properties come fully furnished and renovated, with furnishing costs included in the share price.
Are there legal restrictions on usage?
Non-residents abroad face usage limits: typically 180 days minus one day before triggering tax residency. Post-Brexit, UK citizens can spend 90 days per 180-day rolling period across the entire EU. A 1/8 or 1/4 share fits comfortably within these limits. Always consult your tax advisor about your personal situation.
Can I transfer my share to family?
Yes. Your deeded share is a genuine asset you can pass to your children or heirs — just like any property. Many families own co-ownership shares together across generations. The LLC structure makes transfers straightforward.
Get in Touch
Speak to an expert
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