About Co-Ownership Property
Get to know the experts dedicated to simplifying premium co-ownership for smart buyers worldwide.
Learn About Co-OwnershipCOP, An Agency for Premium Co-ownership
Since 2022, COP is dedicated exclusively to premium fractional ownership second homes in the world's most desirable destinations. Acting 100% on the buyer’s side, we collaborate only with the most reputable, transparent, and professionally managed operators across Europe and the US.
Through co-ownership-property.com, you can buy shares of exclusive homes, from sea-view penthouses in Spain to exclusive chalets in the French Alps. Owners share all costs while professional management covers the administrative burden, giving you all the benefits of luxury living with none of the hassle.
Years in premium property
David has spent over two decades selling premium properties across 40+ French Alpine resorts. He has watched the market change at first hand — and built Co-Ownership Property precisely because of what he saw happen to buyers priced out of it.
The minimum share — from ~€100k
Alpine prices have overtaken Paris in many resorts. A whole chalet now costs €800,000 or more. We exist to give serious buyers genuine ownership of exceptional homes — without requiring them to buy the other seven-eighths they will never use.
Independent — no platform ties
We are not tied to any single platform or developer. We recommend only properties we would buy ourselves — across France, Spain, Italy, and the US. If a property does not meet our standard, it does not appear on this site.
Days avg. to resell a share (US market)
Fractional ownership is not a compromise — it is a sharper investment. Premium European property has averaged 6–8% annual appreciation. Use the property, capture the growth, and exit at market value when you are ready. The demand is almost always already there.
* 6–8% figure is a historical average across premium properties in prime locations over the last 5–10 years. Co-Ownership Property is not a financial or tax adviser. Always seek independent professional advice before making any investment decision.
Our partners and the co-ownership model are making headlines worldwide
Our partners and the co-ownership model are making headlines worldwide
Our story
Why David & Dylan built a different kind of property company
David Olsson spent over 20 years selling premium ski properties in the French Alps. He watched, year by year, as a market that had once been accessible to a broad range of buyers became the exclusive preserve of cash-rich investors and high-net-worth individuals.
In the early days, French mortgage rates sat comfortably below 2%, terms stretched to 25 years, and Alpine resort prices — while never cheap — still bore a meaningful relationship to Parisian ones. Buying a ski property was a realistic aspiration for a professional family. That world gradually disappeared.
Between 2017 and 2022, prices in the most sought-after French Alpine resorts rose by 30–50%, in some areas overtaking Paris per square metre for the first time. Where David had once seen 30–40% of his clients fall into a broad middle-class bracket, that segment had almost entirely vanished by 2021–22. The chalet in Méribel, the flat in Chamonix — these had become cash-buyer territory.
How it started
A television programme and a father-son conversation
It was a conversation with his son Dylan in 2022 that changed the direction of things. David had caught a television programme about a French company called Prello, which had begun offering fractional ownership of premium properties. His first reaction, like most people's, was instinctive scepticism — timeshare had left its mark on a generation of buyers.
But the model was fundamentally different: deeded ownership, a properly structured company, professional management, and shared running costs across typically eight co-owners. David recognised something that wealthy families had quietly been doing for generations — the difference was that the friction had been removed.
A single one-eighth share gives you six weeks of use per year — 42 days. The average second home owner uses their property just 35 days a year, so a single fractional share already exceeds typical personal use. And there is nothing to stop you going further: buy two shares in the same property, or combine a share in an Alpine chalet with a share in an Ibiza villa. The properties work independently, the ownership structure is the same, and your calendar is yours to arrange.
The model
A better way to own
Where a whole Alpine property might now require €800,000 or more, a fractional share brings genuine ownership within reach from around €100,000. Younger generations increasingly see real estate as an asset first and a lifestyle purchase second — and fractional ownership fits that thinking precisely. You own a deeded share of a premium property, it appreciates with the market, and you decide when to sell.
Premium properties across Europe have historically returned 6–8% per year in capital appreciation. Buy a share, enjoy the property for five to ten years, then sell at market value — either through the standard portals or, more commonly, directly to a buyer who already knows the home. Fellow co-owners, their grown-up children, friends who have visited over the years: there is almost always demand waiting. In the US market, the average fractional share resells within 13 days.
Together, David and Dylan founded Co-Ownership Property on a simple conviction: that exceptional properties should be owned by people who love them — not just those who can afford to buy them outright.
Who We Are
David Olsson
FounderOver 20 years selling premium ski properties across 40+ French resorts, he built a client base that was predominantly British, international, and increasingly priced out of a market he had watched transform beyond recognition.With over 20 years of experience selling some of the finest real estate projects (off-plan new-builds) in the French Alps, David has witnessed the premium property market evolve firsthand. He saw too many clients hesitate due to rising property costs and maintenance burdens, realising that the traditional model of second-home ownership simply wasn't serving everyone. When David discovered the fractional ownership model, he recognised its potential immediately, as it allows discerning buyers to access exclusive real estate without the heavy financial burden of sole ownership. David founded COP with Dylan in 2022 to bring this transparent, financially smart solution to the world's most desirable locations.
Dylan Olsson
Co-FounderDylan brought two things David didn't have: youth, and an outsider's eye. Raised between London and Marbella, with an Argentinian mother of Russian and Polish descent, he grew up across cultures and currencies — which gave him an instinctive feel for the international buyer that most property agencies spend years trying to manufacture. He is also simply of a different generation: one that researches everything before speaking to anyone, expects full transparency as a baseline, and sees no particular virtue in owning more of something than you actually need.After graduating in business from the University of Manchester, Dylan dove straight into entrepreneurship with a mission to change the status quo. Co-founding COP, he set out to bridge the gap between aspiration and reality, making high-end holiday homes accessible to more people. Captivated by the potential of the fractional model, Dylan champions a transparent, smarter way to buy. He brings a dynamic, client-first approach to the business, ensuring that every owner enjoys a seamless experience from their first inquiry to their first stay.
Poppy
Head of SecurityTakes a zero-tolerance approach to squirrels, postmen, and unauthorised cats. Has been known to accept bribes in the form of cheddar cheese or belly rubs.
Anna
Head of MarketingAnna drives our global visibility, crafting strategies that connect discerning buyers with their dream lifestyles. She oversees all marketing initiatives across the Sun, Ski, and City markets.
Jacob
Head of ITBlending technical precision with creative flair, Jacob ensures our digital presence is as elegant as our properties. He leads all IT initiatives and design strategy, creating a seamless user experience.
Testimonials
Some Of The Fractional Ownership Happy Clients Along The Years....
Astrid — Mougins, South Of France
Harry and Nicole — La Plagne, French Alps
Mateo & Anne — LA, California
Jan & The Family — Mallorca, Spain
*Disclaimer: To maintain client confidentiality and privacy, some personal identifying details may have been altered.
Ready to learn more about our properties?
Tell us what you're looking for and we'll point you to the right homes — without the timeshare nonsense.
Mountain lifestyle
Ski, lake, altitude escapes
Beach lifestyle
Sea views & sunshine
City lifestyle
Pied-à-terre, weekends