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Co-Ownership Properties

Smart second-home ownership in France, Spain, USA and more

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Own today what you could own "some day"...

In today’s economic climate, co-ownership property offers a smarter path to second-home ownership.

Access conditions for mortgages are tightening, and many aspiring homeowners are faced with increasing obstacles in financing their projects. Personal contribution is becoming an increasingly heavy requirement, making homeownership a distant dream for many, including for their main home, so forget about a holiday home!

At the same time, rising inflation erodes savings, prompting the search for higher yields to counteract it. Financial markets, with their recent turbulence, are hardly reassuring. Residential real estate, with its reputation as a safe haven, emerges as a forbidden alternative, mainly due to the high prices. It is in this context that fractional real estate emerges as an innovative solution, addressing these needs for accessibility and building our family memories like our parents did.

Fractional real estate — typically through 1/8 or 1/4 ownership — makes premium homes more accessible, practical, and financially efficient.

Own today what you could own "some day"...

A smarter way to own a second home
Fractional ownership offers a refined, accessible path to premium property.

— Share ownership of luxury homes at a fraction of the full cost
— Enjoy more frequent holidays, without the stress of full ownership
— Build equity while creating lasting family memories
— A flexible, financially efficient alternative to buying outright

Co-Ownership Properties

We specialise in premium co-ownership properties across France, Spain, the USA, and more — with full resale rights, inheritance flexibility, and legal transparency.

Apartments

12 Listings

Chalets/Villas

17 Listings

WARNING TO NON-RESIDENT HOMEOWNERS!

Don’t forget that on average second homeowners in Europe stay 35 days a year in their holiday home. Also, non-residents can only stay for a maximum of 6 months minus one day each year in a foreign country unless they wish to become tax residents where the second home is located. British clients (outside EU) can only stay 90 days every 180 days inside the EU, therefore, limiting their stays in their second home greatly. Fractional ownership is ideal for all non-residents.

Featured Areas

Co-own trophy properties in some of the most famous areas of the world for a fraction of the price.

California

3 Listings

Costa del Sol

1 Listing

French Alps

3 Listings

Ibiza

3 Listings

Paris

Co-own a stylish Parisian apartment in the City of Light.

2 Listings

Co-Ownership
Making Luxury Homes Affordable

Discover Fractional ownership for a second home, embrace the dream! At Co-Ownership-Property, our passion for people and real estate knows no bounds. We’ve been sourcing incredible properties in the best destinations for our global clientele, guiding them to their perfect second home havens.

Purchasing a second home with fractional ownership can be a great way to enjoy the benefits of owning a luxury home without the full financial commitment and responsibilities of traditional ownership.

Enjoy your superb holiday home: Once you have completed purchasing your second home with fractional ownership, it’s time to start enjoying your new home and building memories with your loved ones!

You will have access to the property for a flexible period each year, typically starting from 1.5 months per year (1/8th), and you will be able to share the costs and responsibilities of ownership with the other owners. See more info here.