Comparison Guide
The best fractional ownership companies in 2026
Six operators, 268 live homes, and the figures measured from the listings themselves rather than taken from anybody's marketing — including the running costs two of them publish and four do not.
The short answer: there is no single best company, and anyone who tells you otherwise is selling one. There are six that matter in Europe and North America, and they are best at different things: Pacaso for the United States and for the largest resale market; MYNE for Mediterranean and Alpine Europe and for published running costs; Vivla for Spain specifically; &Hamlet for a small, heavily-vetted portfolio; Abitaro for the cheapest entry point anywhere; and Paris Property Group for Paris, which none of the others do properly.
Where these numbers come from, and our interest in them: we are an agency. We list 268 live homes from these six operators and are paid a commission by the operator when a purchase completes, so we have a commercial relationship with every company on this page. What we do not have is a favourite: the figures below are measured from the homes themselves — every live listing, its share price, and the operator's own cost sheet where they have given us one — rather than taken from anybody's marketing. Where we have not verified something we say so instead of estimating it.
| Operator | Homes we list | Where | Share price | Running cost, verified | Your time |
|---|---|---|---|---|---|
| Pacaso | 120 | USA (104), Mexico, plus France, England, Italy, Spain | $175,000 – $2,905,000 median $758,500 |
Not published to us | No set cap on total nights |
| MYNE Homes | 99 | Spain, Italy, France, Austria, Germany, Portugal, Croatia, Sweden | €119,000 – €999,000 median €199,000 |
€227 – €571 a month median €327, all 99 homes |
44 nights a year, minimum |
| Vivla | 36 | Spain only | €120,000 – €485,000 median €172,500 |
Not published to us | 42 days a year |
| &Hamlet | 9 | Spain, France, Italy | €125,000 – €565,000 median €245,000 |
€288 – €560 a month median €366, all 9 homes |
45 days a year, minimum |
| Abitaro | 3 | Miami and Florida | $68,000 – $100,000 median $80,000 |
Not published to us | Three 15-night seasonal blocks |
| Paris Property Group | 1 | Paris | €299,000 1/13 share |
Not published to us | 4 weeks a year |
Figures measured across all 268 live listings on 16 September 2026. “Running cost, verified” means we hold the operator’s own cost sheet for that home and have checked the figure against it; a blank does not mean the costs are high, only that we will not print a number we cannot stand behind.
Which is best depends entirely on where you want to own
This is the part most comparison articles skip, and it decides the answer before any of the other differences matter. Four of these six operate in one region and one region only. If you want a ski apartment in the Austrian Alps, three of the six are irrelevant to you. If you want Miami under $100,000, exactly one is.
So the honest way to read the table above is by geography first: the United States and Mexico means Pacaso or, at the very cheap end, Abitaro. Mediterranean and Alpine Europe means MYNE, with &Hamlet as a much smaller and more selective alternative. Spain alone gives you all three. Paris means Paris Property Group.
Pacaso — the biggest, and the only real resale market
Pacaso is the largest of the six by a distance and the only one with a resale market big enough to have statistics. Shares list on its own marketplace, have averaged 99 days on the market, and 73% of the 400-plus resales to date have sold above their original price. For a buyer whose first question is “how do I get out?”, no other operator here can answer with numbers.
The model is unusually generous on time: booking runs from 8 days to 24 months ahead, short-notice stays sit on top of that, and there is no set cap on total nights. It is also the only one of the six offering integrated financing — up to 70% of the share price with 30% down, arranged between the bank and the property’s LLC rather than in the buyer’s own name.
Two things count against it depending on who you are. Letting your weeks is not allowed, so a buyer looking for any rental income should look elsewhere. And the median share we list is $758,500, which is three to four times the European median — it is a different price bracket, not merely a different continent.
MYNE Homes — the widest European choice, and the numbers to go with it
MYNE lists across eight European countries and is the only operator that has given us a cost sheet for every single home. That is why the running-cost column is filled in for all 99 of them: a median of €327 a month against a median share price of €199,000. Nobody else in this market publishes that, including MYNE’s own listing pages.
Time is framed as a floor rather than a ration — at least 44 nights a year, booked in the owners’ app from two days to two years ahead, with Christmas, New Year and Easter rotating between the owners a different owner first each year. Letting is permitted where the home has a rental licence, which matters in the Balearics and rarely elsewhere. There is a twelve-month satisfaction guarantee: an unhappy owner can move into an equal or higher-value MYNE home within the first year with MYNE absorbing the transaction costs, paying only the difference.
Against it: resale is possible after twelve months and MYNE will help find a buyer, but there is no marketplace with published numbers behind it, and MYNE’s own material admits a sale “may take some time depending on the market and demand”.
Vivla — Spain, done narrowly and well
Every Vivla home is in Spain, which is either the point or the problem. The share prices are the lowest of the three European operators at a median of €172,500, and the usage is a straightforward 42 days a year per eighth.
Their resale record is the strongest claim they make: 2025 resales closed in under four weeks on average at around 11% above the original price. Financing is unusual — there is no mortgage product, but through a partnership with Andbank a buyer can finance up to 100% of a fraction against an investment portfolio, which suits a particular kind of buyer very well and everybody else not at all.
&Hamlet — small, selective, and transparent about costs
Nine homes across Spain, France and Italy. The portfolio is deliberately tiny and the standard is visibly higher per home; their own referral programme will not consider a property under €700,000 in market value.
Like MYNE, they publish costs, and we hold verified figures for all nine: €288 to €560 a month, median €366. The usage model is the most generous stated floor in this group — a guaranteed minimum of 45 days, and reservations made between 2 and 30 days ahead do not count against it, so owners in practice use more than 45. Financing runs through a partnership with Nordea. Letting is not allowed.
Abitaro — the cheapest way in
Three homes, all in Florida, from $68,000 a share — roughly a tenth of the Pacaso median and the lowest entry point of any operator here. Usage is three fixed fifteen-night seasonal blocks a year, with days exchangeable between co-owners, which is more structured than the others and suits somebody who takes the same weeks every year.
There is no mortgage product; payment is either in one go or up to ten interest-free monthly instalments. Some of the Miami inventory carries an optional leaseback programme, and the published rate differs between their own listing badges and their portal copy, so it is worth getting the figure in writing for the specific home.
Paris Property Group — the one that does Paris
The oldest operator in this list by some way: PPG developed its first Paris fractional roughly twenty years ago and has been managing and reselling them since. Shares are 1/12 or 1/13 rather than the eighths everybody else sells, giving four weeks a year — two fixed and two floating — at €299,000 for the current Saint-Germain apartment.
The structure is different too: title is held by a US association rather than a French SCI, and the share purchase is a US-side transaction with no French notaire. There is no financing; these are cash purchases. Letting is prohibited, both by the agreements and effectively by Paris short-term-rental law. PPG is also unusually candid about the risks in its own material, naming co-owner conflicts, difficulty selling a share, and dependence on the management company.
What about the companies not on this list?
There are others — Kocomo, Prello, Alma, and a rotating cast of newer platforms. We do not list them, which means we have not read their cost sheets, have not checked their availability, and have no verified figures to put in the table. Rather than repeat their marketing back to you as though we had checked it, we have left them out.
That is worth knowing when you read any other ranking of this market: most of them are written by one of the operators, or by an affiliate site that has never seen a cost sheet from any of them.
How to actually choose
Work through it in this order, because each question eliminates more than the one after it.
Where. Four of the six are regional. This alone usually leaves you with two.
What it costs to hold. The share price is the number everyone compares; the monthly figure is the one that decides whether you keep the home for ten years. Ask for it in writing before you go further, from any operator, on any home. Two of these six will give it to you without being asked.
How you get out. Only Pacaso and Vivla publish resale numbers. If exit is your main worry, that narrows it sharply.
Whether you need to let it. Only MYNE permits it, and only where the home has a licence.
Then the home itself. Everything above is about the operator; none of it will make you happy in a house you do not love.
Common questions
Which fractional ownership company is the cheapest?
Abitaro, at $68,000 for a share of a Miami apartment, is the lowest entry price of any operator we list. In Europe the floor is MYNE at €119,000 and Vivla at €120,000. Entry price and cost of ownership are different questions, though: the monthly running cost matters more over a decade than the difference between two share prices.
Which one has the best resale record?
Pacaso publishes the most: an average of 99 days on the market and 73% of over 400 resales selling above their original price. Vivla states that 2025 resales closed in under four weeks at around 11% above original. The others do not publish resale statistics, which is not the same as their shares being hard to sell — only that nobody has measured it publicly.
Which company gives you the most time in the home?
Pacaso, on paper: there is no cap on total nights, only limits on how many stays can be held at once. Of the operators that state a figure, &Hamlet’s 45-day guaranteed minimum is the highest, and short-notice bookings do not count against it.
Can I rent out my weeks with any of them?
Only MYNE, and only where the specific home holds a rental licence. Pacaso, &Hamlet and Paris Property Group prohibit it outright. If rental income is part of your plan, this is the question to ask first rather than last.
Are these companies safe to buy from?
All six sell deeded ownership held in a property-specific legal entity, which is a materially different thing from a timeshare’s right to use. The risks worth asking about are not fraud but structure: what happens if the management company fails, how co-owner disputes are resolved, and how quickly a share can actually be sold. Paris Property Group names all three in its own material; it is a reasonable list to put to any of them.
Do you make more money if I choose one over another?
The commission rates differ between operators, yes. We have not ordered this page by them, and the figures in the table are measured rather than supplied. The check you can run on us: ask us where an operator’s model does not suit what you have told us you want. If we cannot answer that, do not take the rest on trust either.