€175,000for a 1/8 share1/8 Co-Ownership

Ruiloba, Cantabria, Spain — 5-Bed House With Private Pool, Garden & Picos de Europa Views

5Bedrooms
3Bathrooms
208 m²Living area
42Nights / year
1/8Share size
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About This Property

A traditional Cantabrian house in the quiet hamlet of Sierra, in Ruiloba, set in a large private garden with sweeping views towards the Picos de Europa. It is the countryside without giving up the coast: Comillas is five minutes away by car, Luaña beach about five minutes and Comillas beach around seven.

Inside are five generous bedrooms plus an extra room in the tower, three bathrooms and bright living spaces across 208 m². Outside, the private swimming pool and wide lawns are made for long lunches in the open air and lazy afternoons with the family.

Features & Amenities

  • Private swimming pool
  • Large private garden
  • Picos de Europa views
  • Five bedrooms plus tower room
  • 5 min drive to Comillas
  • 5 min to Luaña beach

Location

Ruiloba, Cantabria, Spain

How Co-Ownership Works

How Co-Ownership Works

  • You own 1/8 of the homeReal ownership of the home — not a timeshare, not points.
  • 42 nights a yearStays are scheduled fairly between the co-owners across the whole year.
  • Costs are sharedYou pay 1/8th of the home's total running costs, shared between all owners.
  • Fully managedMaintenance, cleaning and scheduling are handled for you — just arrive and enjoy.
  • You set the resale priceThe share then goes on the open market.
  • Transfer to your loved onesPass your share on to your children or loved ones, so your family can enjoy the home for generations.

What a night here really costs

Owning a piece of this home, renting something similar, or buying a whole home like it: the cost per night you'd stay, side by side.

Prefilled with this home: €175k for a 1/8 share of a €1.4M home.

Assumptions

Example figures: change them to your own. This home's real running costs are a button away below.

What each night really costs you over 10 years. Money paid in rent is gone. With a share you own a piece of the home, and when you sell, its value comes back to you.

Rent every year

€470

per night you stay

Real cost over 10 years
€197,400
Money tied up
None
Back when you sell
Nothing
Nights a year
42

Co-own a 1/8 share

€292

per night you stay

Real cost over 10 years
€122,750
Money tied up
€189,000
Back when you sell
€166,250
Nights a year
about 42

Buy the whole home

€2,338

per night you stay

Real cost over 10 years
€982,002
Money tied up
€1,512,000
Back when you sell
€1,330,000
Nights a year
42 of 365

At 42 nights a year, owning a share works out at €292 a night: €178 a night less than renting and €2,046 less than owning the whole home for the same stays.

Per night = what you pay in (price, taxes, running costs, and what the money could have earned) minus what you get back when you sell, divided by the nights you stay. It assumes the home is worth the same when you sell; a share can appreciate in value, so change that under Assumptions if you like.

What each night really costs you over 10 years. Money paid in rent is gone. With a share you own a piece of the home, and when you sell, its value comes back to you.

Want the real numbers for this home?

We'll send its yearly running costs with the full photos and floor plans.

Enquire About This Property

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