Why 1/8 Co-Ownership Just Makes Sense
At co-ownership-property.com, we focus exclusively on premium co-ownership setups that divide each property into 8 shares — no more. Unlike some websites that divide homes into 20 or more shares, we believe this misses the emotional and practical essence of true property ownership.
It Still Feels Like Your Own Holiday Home
When you own 1/4 or 1/8 of a home, it genuinely feels like yours. You have meaningful time throughout the year (up to 13 weeks for a 1/4 share or 6–7 weeks for a 1/8 share), often during your preferred seasons. You return to the same place, make family memories, decorate a little, and treat it like a long-term retreat — not a short-stay rental or anonymous hotel.
Contrast that with owning 1/20 or 1/21: your access might be limited to just 10–14 days a year, and the home often feels like a rotating asset rather than a personal space.
Simpler Logistics, Better Balance
Managing the calendar and maintenance decisions with 4 to 8 owners is straightforward and respectful. You may choose to know the other owners, or remain entirely independent — it’s up to you.
But here’s what happens when a property is split between 15 or 20 people:
Higher turnover: Owners buy in for one season and sell the next. You never really know who’s using the property.
Booking conflicts: Popular dates get crowded quickly.
Governance headaches: Decision-making becomes bureaucratic.
With 4 or 8 shares, you can even hold the annual owners’ meeting discreetly online or through a public notary — there’s no need for group chats or coordination apps.
Stronger Emotional and Financial Value
Owning 1/8 feels personal (you can purchase up to 1/2) — and that emotional connection translates into better care and long-term satisfaction. You feel responsible for the home, take care of it during your stays, and even make small enhancements to preserve its value.
Plus, resale is much easier. Why? Because:
There’s real demand for 1/8 ownership formats
Potential capital gains are more meaningful — and more noticeable
The ownership structure aligns with how families really use their holiday homes
Try selling a 1/20 share, and you’ll often run into limited buyer interest and thin margins after legal fees.
Designed for Real-Life Use
Most holiday home owners only use their property a few weeks a year. So it makes no sense to own 100% of a home you barely use — or to buy just 5% of a place you can barely access.
A 1/8 share gives you the ideal balance:
Substantial personal use
Sensible price
Minimal overhead
And a real chance to pass the home on to your children or grandchildren
Co-ownership should feel like owning a second home, not like borrowing a slot at a resort.
Some things in life are better shared, but not too many ways. A beautiful holiday home is one of them. That’s why we keep it simple at co-ownership-property.com — eight owners per home. Enough to make it accessible. Not so many that it stops feeling like yours.
Flexible Exit Strategy and Internal Demand
Selling your share is a seamless process designed for maximum liquidity. Often, there is no need to look far for a buyer; properties within our 1/8 model are so well-loved that internal waiting lists frequently exist. Co-owners often wait for a share to become available for friends or family members who have visited over the years and want a stake of their own. If no internal buyer is found, you can list your share on major platforms or sell directly through us for a standard agency fee.
Is 1/8 co-ownership the same as a timeshare?
No. Unlike a timeshare, which only grants you the right to use time, 1/8 co-ownership at co-ownership-property.com means you hold legal title to the real estate. You own a recorded fraction of the property, allowing you to benefit from property appreciation and sell your share on the open market.
Can I spend more than two months a year at the property?
Yes. A single 1/8 share provides 6–7 weeks of use, but our model allows you to purchase up to four shares (1/2 ownership). By owning multiple shares, you can stay for up to 26 weeks per year, giving you a true half-year residence with significantly lower overhead than full ownership. Obviously, depending on your nationality, you can be limited in how long you can stay in the country where the property is. As a general rule, you are limited to six months a year unless you wish to become a fiscal resident of this country where you own the property. For example, even inside the EU, say a Frenchman, cannot stay more than six months a year in Spain without becoming a Spanish fiscal resident and declaring his income and pay tax in Spain.
Are there fewer booking conflicts with 8 owners compared to 20?
Yes. With only eight shares, the calendar is much more flexible. High-occupancy models with 20+ owners lead to “calendar crowding” during peak seasons. Our 1/8 structure ensures that every owner has a fair opportunity to book premium holiday dates without the bureaucratic headaches of large-group governance.
Is it possible to sell my share independently?
Yes. You have the full legal right to sell your 1/8 share at any time (sometimes only after 12 months of ownership). Because the 1/8 format is a market standard for premium fractional ownership, there is higher buyer demand and liquidity compared to smaller 5% fractions, which are often difficult to offload due to limited interest and high legal fees. Often, inside one property, co-owners are on a waiting list for a share to become available for other members of their family or friends who have stayed with them over the years. Otherwise, you can sell on platforms or through us for the usual agency fee. Contact us for more info.
Does co-ownership reduce the individual cost of maintenance?
Yes. One of the main financial benefits is that all property taxes, insurance, and maintenance costs are split equally among the eight shares. This allows you to enjoy a luxury holiday home with professional upkeep for a fraction of the cost of maintaining a 100% owned second home. It is all very democratic and equitable; you own 1/8th, you pay 1/8th.
