Why 1/4 and 1/8 Co-Ownership Just Makes Sense
At co-ownership-property.com, we focus exclusively on premium co-ownership setups that divide each property into 4 or 8 shares — no more. Unlike some platforms that divide homes into 20 or more shares, we believe this misses the emotional and practical essence of true property ownership.
It Still Feels Like Your Own Holiday Home
When you own 1/4 or 1/8 of a home, it genuinely feels like yours. You have meaningful time throughout the year (up to 13 weeks for a 1/4 share or 6–7 weeks for a 1/8 share), often during your preferred seasons. You return to the same place, make family memories, decorate a little, and treat it like a long-term retreat — not a short-stay rental or anonymous hotel.
Contrast that with owning 1/20 or 1/21: your access might be limited to just 10–14 days a year, and the home often feels like a rotating asset rather than a personal space.
Simpler Logistics, Better Balance
Managing the calendar and maintenance decisions with 4 to 8 owners is straightforward and respectful. You may choose to know the other owners, or remain entirely independent — it’s up to you.
But here’s what happens when a property is split between 15 or 20 people:
Higher turnover: Owners buy in for one season and sell the next. You never really know who’s using the property.
Booking conflicts: Popular dates get crowded quickly.
Governance headaches: Decision-making becomes bureaucratic.
With 4 or 8 shares, you can even hold the annual owners’ meeting discreetly online or through a public notary — there’s no need for group chats or coordination apps.
Stronger Emotional and Financial Value
Owning 1/4 or 1/8 feels personal — and that emotional connection translates into better care and long-term satisfaction. You feel responsible for the home, take care of it during your stays, and even make small enhancements to preserve its value.
Plus, resale is much easier. Why? Because:
There’s real demand for 1/4 and 1/8 ownership formats
Potential capital gains are more meaningful — and more noticeable
The ownership structure aligns with how families really use their holiday homes
Try selling a 1/20 share, and you’ll often run into limited buyer interest and thin margins after legal fees.
Designed for Real-Life Use
Most holiday home owners only use their property a few weeks a year. So it makes no sense to own 100% of a home you barely use — or to buy just 5% of a place you can barely access.
A 1/4 or 1/8 share gives you the ideal balance:
Substantial personal use
Sensible price
Minimal overhead
And a real chance to pass the home on to your children or grandchildren
Co-ownership should feel like owning a second home, not like borrowing a slot at a resort.
Some things in life are better shared, but not too many ways. A beautiful holiday home is one of them. That’s why we keep it simple at co-ownership-property.com — four to eight owners per home. Enough to make it accessible. Not so many that it stops feeling like yours.